A hurricane just damaged your home so bad that you can’t live in it while it’s being fixed … where am I supposed to go? Loss of Use provides you with the coverage you’ll need to cover the expenses of alternate living arrangements while your home is getting put back together.
Are you being held legally responsible for someone that was injured at your home? Or perhaps something on your property caused property damage to someone else’s property? You’ll definitely want to have Liability coverage!
You’ll be so happy you have this coverage after you had to take your neighbor to the emergency room when he twisted his ankle while he was at your house visiting. This will take care of his medical bill.